Top 20 Best Investment Apps for South Africa in 2025

Top 20 Best Investment Apps for South Africa in 2025

Below is a curated list of 20 investment apps suitable for South Africans, offering a range of options including stocks, forex, cryptocurrencies, ETFs, and micro-investing. Each app is selected based on its features, regulatory status (preferably with the Financial Sector Conduct Authority, FSCA), user-friendliness, and reputation. Descriptions are concise, and website links are provided for further details. Always conduct your own research and consider consulting a financial advisor, as investing involves risks.

  1. EasyEquities

    • Low-cost platform for investing in local and international shares, ETFs, crypto, and fractional shares with no minimum deposit. FSCA-regulated.

  2. AvaTradeGo

    • Offers forex, stocks, ETFs, and crypto trading with a user-friendly app. FSCA-regulated (FSP No. 45984) with competitive spreads.

  3. Capital.com

    • User-friendly forex and CFD trading app with stocks, indices, and crypto. Regulated by FCA and CySEC, with a $20 minimum deposit (bank transfers $250).

  4. Plus500

    • Simple interface for trading CFDs on stocks, forex, and crypto. FSCA-regulated with a demo account for beginners.

  5. Tickmill MT4

    • Low-fee forex trading app with MetaTrader 4, offering fast execution and 107 currency pairs. FSCA-regulated (FSP No. 49464).

  6. Exness Trader (MT5)

    • Commission-free forex and CFD trading with a $1 minimum deposit and ZAR accounts. FSCA-regulated but limited local support.

  7. XM Mobile App

    • Forex and CFD trading with MT4/MT5 platforms, low spreads, and no FSCA regulation (uses FSC). Suitable for beginners.

  8. Trade Nation

    • Commission-free stock and CFD trading with a $20 minimum deposit. FSCA-regulated, offering a demo account.

  9. XTB (xStation5)

    • CFD trading on stocks, forex, and crypto with no commissions and a user-friendly platform. FSCA-regulated.

  10. Satrix

    • Online platform for ETF and unit trust investing, administered by EasyEquities. FSCA-regulated with low fees.

  11. BROKSTOCK

    • Trades stocks, ETFs, and gold on JSE, NYSE, and NASDAQ with no withdrawal fees. FSCA-regulated (FSP No. 51404).

  12. Webull

    • Best for micro-investing with commission-free US stock trading and fractional shares. FSCA-regulated (FSP No. 50863).

  13. HFM MetaTrader

    • Forex and CFD trading with low spreads and a 100% deposit bonus. FSCA-regulated (FSP No. 46632).

  14. FNB Stock Trading

    • User-friendly app integrated with FNB banking, offering stocks, ETFs, and bonds with real-time data. FSCA-regulated.

  15. Standard Bank Stock Trading

    • Seamless integration with online banking, offering stocks, ETFs, and educational resources. FSCA-regulated.

  16. Nedbank Stock Trading

    • Offers stocks, ETFs, and bonds with banking integration and market data. FSCA-regulated.

  17. Franc

    • Simple micro-investing app for JSE Top 40 companies with low fees. FSCA-regulated, ideal for beginners.

  18. Revolut

    • Multidimensional app for stocks, ETFs, and crypto with no commissions on certain trades. Not FSCA-regulated but globally recognized.

  19. StashAway

    • Micro-investing in overseas equities, bonds, and ETFs with personalized portfolios. Not FSCA-regulated but user-friendly.

  20. Freetrade

    • Free stock and ETF trading with no fees for market data access. Not FSCA-regulated but accessible to South Africans.

Notes

  • Risk Warning: Trading and investing, especially in forex and CFDs, carry significant risks, and you may lose your capital. Always verify the regulatory status and read terms and conditions.

  • Regulation: Prioritize FSCA-regulated apps for local consumer protections, though some globally regulated apps (e.g., FCA, CySEC) are also reliable.

  • Research: Use demo accounts and educational resources offered by these apps to practice and learn before investing real money.

  • Fees: Compare fees for specific assets, as they vary (e.g., spreads for forex, commissions for stocks). Some apps offer commission-free trading but may have other costs.

  • Accessibility: Most apps are available on iOS, Android, and web platforms, ensuring flexibility for trading on the go.

For more details on specific apps, visit their respective websites. Always conduct thorough research and consider your financial goals and risk tolerance before investing.

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